At InboxCredit.com, we want to make it as easy and hassle-free as possible for you to get the cash you need by tomorrow. If you cannot find the answer you are looking for in the FAQs below, contact us at 1-855-573-4504 or via email at Support@InboxCredit.com and we’ll be happy to assist you.
What is an Installment Loan?
An Installment Loan is a loan that gets paid back according to a fixed payment schedule. This means you pay a certain amount each month. Each payment you make covers interest and fees accrued. After a certain number of payments, principal (original debt) is reduced little by little. Inbox Credit’s Installment Loans give you the flexibility to pay over time instead of paying back everything that’s owed at once. In addition, the loan can be paid back at any time without ANY prepayment penalty.
If this is your first time getting a loan through InboxCredit.com, you can qualify to receive up to $1,500. Returning customers that remain in good standing and after certain successful payments can qualify for up to $5,000. See Rates for additional information.
InboxCredit.com understands that you may have had credit troubles in the past. Our loans are meant to service a wide-range of borrowers regardless of past problems with credit. Our goal is to help borrowers get the money they need, especially when others lenders won’t. We are here for you.
The application process is fast and easy and is generally completed in minutes. There is usually no need to fax any documents or meet with a lending agent in person. The fast cash application is complete in-full online. One of our customer service representatives will help you complete the loan process prior to funding the loan which will include verification of your information.
We need your bank account information to be able to give you your loan. When you are approved and close a InboxCredit.com Installment Loan, we send your money to you directly. It will usually be deposited into your bank account in as little as 24 hours from the time of your approval.
Payments are typically automatically deducted electronically from the same bank account where your loan was deposited. No hassle, no stamps… we try to make repaying your loans as convenient as possible. If you prefer not to use an electronic method, other you may pay by cashier’s check or money order by mailing payment to Inbox Credit, PO Box 881, Santa Rosa, CA 95402. Checks and money orders must be received by us no later than the scheduled due date. Please contact us to speak with a customer service representative at 1-855-573-4504.
It is your responsibility to make your best effort to provide loan payments by the expected due dates. However, the good news is we make it easy for you to avoid penalties if you see you are going to have a problem making a payment. If you are unable to make your scheduled payment, please Contact Us at least three (3) business days prior to the date your payment is due. Our customer service representatives are here to help you get back on track, so please call.
Please note, you can schedule automatic electronic payments from your checking account or provide payment in one of the following forms (money order, debit card or credit card). If you do make a late payment, skip a payment, or a payment is returned to us, you may incur additional fees.
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